Student Budget Ritual
Safe to spend per week — bank balance + money still to come − rent and subscriptions still to pay − buffer, ÷ weeks left in the term.
What the file tells you every week
Student loans arrive three times a year and are gone by week six. This sheet turns the pile into one number — safe to spend per week — and every Sunday tells you whether the money lasts until the end of term.
Students (and the parents who fund them) who want to stop running out of money before the term does.
Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.
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