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Sunday · 10 min

Student Budget Ritual

Safe to spend per week — bank balance + money still to come − rent and subscriptions still to pay − buffer, ÷ weeks left in the term.

$9one-time · VAT included · no subscription
Free files
In your download: 12 files (+ the companion file with Pro)
  • Excel workbook · Light · USD
  • START HERE guide (PDF)
  • Excel workbook · Dark Mode
  • Excel workbook · UK · GBP
  • Excel workbook · EUR
  • Excel workbook · AUD
  • Excel workbook · CAD
  • Excel workbook · INR
  • Excel workbook · Polski (PL)
  • Excel workbook · Deutsch (DE)
  • Excel workbook · Français (FR)
  • Excel workbook · Español (ES)
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✓Download page opens right after payment + links by e-mail. No account.
Works inExcelGoogle Sheets
✓Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)
✓Light + Dark · USD GBP EUR AUD CAD INR · PLN pricing · EN PL DE FR ES — every edition in one download
✓Free updates forever · 14-day refund
This file + 4 moresave 39%
The Graduate Kit
Personal Finance StarterJob Search RitualCertification Exam Prep RitualSinking Funds & Savings Challenges
$35vs. buying separatelySee the bundle →
The Sunday page

What the file tells you every week

Student loans arrive three times a year and are gone by week six. This sheet turns the pile into one number — safe to spend per week — and every Sunday tells you whether the money lasts until the end of term.

01 · verdictPace — how this week is going
02 · verdictRunway — will the money last until the end of term
03 · verdictFixed — what leaves the account this week
Sheets in the workbook
✓Sunday · the ritual page
✓Spending · log as you go
✓Income · loan, grant, wages, family — tick when it lands
✓Fixed · rent, phone, subscriptions
✓Weeks · every week of the term vs the allowance
How it works
1Type term dates and your bank balance — the sheet works out what you can spend per week until term ends
2Log spending in seconds — date, category, amount — on your phone works
3Open Sunday — one number, three verdicts, three tasks — ten minutes
Who it is for

Students (and the parents who fund them) who want to stop running out of money before the term does.

Dark edition included
Student Budget Ritual — dark edition
Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay and Google Pay. Prices in PLN, EUR or USD; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to [email protected].

Pairs well with

More Money files →
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Sunday · 10 min$11Back to School Pack
All 5 · save 38%$39