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Sunday · 10 min

Holiday Budget Ritual

Left in the holiday budget — total budget minus everything spent — with planned gifts counted before you buy them.

$9one-time · VAT included · no subscription
Free files
In your download: 9 files (+ the companion file with Pro)
  • Excel workbook · Light · USD
  • START HERE guide (PDF)
  • Excel workbook · Dark Mode
  • Excel workbook · UK · GBP
  • Excel workbook · EUR
  • Excel workbook · AUD
  • Excel workbook · CAD
  • Excel workbook · INR
  • Excel workbook · Polski (PL)
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✓Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)
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Wedding Budget RitualSinking Funds & Savings ChallengesShared Expenses Ritual
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The Sunday page

What the file tells you every week

Every December ends the same way: a January statement nobody planned. This sheet fixes it on the first Sunday — one budget, three pots, a gift list with a number per person — and then tells you every week what is safe to spend.

01 · verdictBudget — is the total still safe (spent + planned)
02 · verdictGifts — who is still on the list, who has no idea yet
03 · verdictPace — are the three pots (gifts, food, other) holding
Sheets in the workbook
✓Sunday · the ritual page
✓Gifts · one line per person, budget first, idea later
✓Spending · every purchase as it happens
✓Budget · three pots and every category
How it works
1Set the big day and the total — and how it splits into gifts, food & hosting, everything else
2List everyone on the gift list with a budget — ideas can come later — the sheet nags you
3Open Sunday — left in the budget, three verdicts, three tasks — ten minutes
Who it is for

Anyone who buys for more than five people and would like January to be boring.

Dark edition included
Holiday Budget Ritual — dark edition
Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay and Google Pay. Prices in PLN, EUR or USD; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to [email protected].

Pairs well with

More Money files →