
Holiday Budget Ritual
Left in the holiday budget — total budget minus everything spent — with planned gifts counted before you buy them.
In your download: 9 files (+ the companion file with Pro)
- Excel workbook · Light · USD
- START HERE guide (PDF)
- Excel workbook · Dark Mode
- Excel workbook · UK · GBP
- Excel workbook · EUR
- Excel workbook · AUD
- Excel workbook · CAD
- Excel workbook · INR
- Excel workbook · Polski (PL)



What the file tells you every week
Every December ends the same way: a January statement nobody planned. This sheet fixes it on the first Sunday — one budget, three pots, a gift list with a number per person — and then tells you every week what is safe to spend.
Anyone who buys for more than five people and would like January to be boring.

What buyers say
verified purchases only, uneditedExcel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.
Yes — BLIK, Przelewy24, any card, Apple Pay and Google Pay. Prices in PLN, EUR or USD; the currency switch is at the top.
Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.
14-day refund, no questions. One e-mail to [email protected].