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Paste · 10 min Decoder

Stripe Balance Decoder

Effective Stripe rate — fees on charges ÷ gross charges this month, from the balance history export — against the quote at your charge size.

$14one-time · VAT included · no subscription

Standard$14 You, your household or your own business — 1 person Team$29 Up to 10 people in one company or organisation · shared drive allowed · invoice to your company

Free files

In your download: 8 files

Excel workbook · Light · USD
START HERE guide (PDF)
Excel workbook · Dark Mode
Excel workbook · UK · GBP
Excel workbook · EUR
Excel workbook · AUD
Excel workbook · CAD
Excel workbook · INR

BLIKPrzelewy24VisaMastercardApple PayGoogle Pay

✓Download page opens right after payment + links by e-mail. No account.

Works inExcel Google Sheets

✓Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)

✓Light + Dark · USD GBP EUR AUD CAD INR · PLN pricing — every edition in one download

✓Free updates forever · 14-day refund

Part of the Complete Collection — 119 workbooks, every edition, future releases, $99.

The ritual page

What the file tells you

Paste the balance history export from Stripe and see what you actually paid — the effective rate at your charge size, which charges carried international or conversion fees, every dispute with its 15 fee, and how long money sits before it is available.

01 · verdictFees — effective rate vs the quote, international cards and conversion

02 · verdictRefunds & disputes — dispute rate vs the monitoring threshold, refunds

03 · verdictCash — charged but not yet available, payouts, days to available

Sheets in the workbook

✓Report · effective rate, three verdicts, six months, three tasks

✓Paste · the Stripe balance history export in its default column order; every line flagged

✓Months · twelve months of gross, fees, rate, refunds, disputes, net, payouts

✓Settings · the rate you were quoted and the limits you tolerate

How it works

1Set the quote — rate, fixed fee, dispute and refund limits, expected days to available — once

2Paste the export — Balance → All activity → Export → paste the rows

3Open Report — effective rate, three verdicts, three tasks — ten minutes a month

Who it is for

Founders and freelancers on Stripe who look at the payout and never at the fees.

Dark edition included

Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay and Google Pay. Prices in PLN, EUR or USD; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to [email protected].

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Stripe Balance Decoder

What the file tells you

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