
Small Business Finance Ritual
Cash in 4 weeks — bank balance + invoices due − recurring and planned outflows.
What the file tells you every week
Bookkeeping tells you what happened. This tells you what happens next: how much cash you will have in four weeks, who is late paying you, and whether the tax money actually got moved. Every Friday, fifteen minutes.
Freelancers, studios, consultants and any owner-run business that invoices customers and would like to sleep.

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.
Yes — BLIK, Przelewy24, any card, Apple Pay, Google Pay and PayPal. Prices in PLN, EUR, USD or GBP; the currency switch is at the top.
Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.
14-day refund, no questions. One e-mail to [email protected].