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Friday · 15 min Bestseller

Small Business Finance Ritual

Cash in 4 weeks — bank balance + invoices due − recurring and planned outflows.

$22one-time · VAT included · no subscription
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In your download: 12 files (+ the companion file with Pro)
  • Excel workbook · Light · USD
  • START HERE guide (PDF)
  • Excel workbook · Dark Mode
  • Excel workbook · UK · GBP
  • Excel workbook · EUR
  • Excel workbook · AUD
  • Excel workbook · CAD
  • Excel workbook · INR
  • Excel workbook · Polski (PL)
  • Excel workbook · Deutsch (DE)
  • Excel workbook · Français (FR)
  • Excel workbook · Español (ES)
BLIKPrzelewy24VisaMastercardApple PayGoogle Pay
✓Download page opens right after payment + links by e-mail. No account.
Works inExcelGoogle Sheets
✓Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)
✓Light + Dark · USD GBP EUR AUD CAD INR · PLN pricing · EN PL DE FR ES — every edition in one download
✓Free updates forever · 14-day refund
This file + 2 moresave 26%
Business Owner Bundle
Startup Cost & Break-evenCafé Weekly Profit Ritual
$45vs. buying separatelySee the bundle →
The Friday page

What the file tells you every week

Bookkeeping tells you what happened. This tells you what happens next: how much cash you will have in four weeks, who is late paying you, and whether the tax money actually got moved. Every Friday, fifteen minutes.

01 · verdictInvoices — who owes you money
02 · verdictCash — will you stay above the floor
03 · verdictTax — is the tax money set aside
Sheets in the workbook
✓Friday · the ritual page
✓Invoices · status, overdue days
✓Expenses · by category
✓Forecast · 12 weeks of cash ahead
✓Tax · set-aside by month
✓P&L · month by month
How it works
1Enter recurring outflows and your bank balance — rent, payroll, software, loans — once
2Log invoices and expenses as they happen — type the paid date when money lands
3Open Friday — cash in four weeks, three verdicts, three tasks — fifteen minutes
Who it is for

Freelancers, studios, consultants and any owner-run business that invoices customers and would like to sleep.

Dark edition included
Small Business Finance Ritual — dark edition
Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay and Google Pay. Prices in PLN, EUR or USD; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to [email protected].

Pairs well with

More Business files →
Freelancer Ritual
Friday · 15 min$17Photographer Business Ritual
Friday · 15 min$22Service Business Ritual
Friday · 15 min$22Business Owner Bundle
All 3 · save 26%$45