FIRE Countdown Ritual

Years to financial independence — how long until invested assets reach your FI number at the current saving pace.

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In your download: 9 files

Excel workbook · Light · USD
START HERE guide (PDF)
Excel workbook · Dark Mode
Excel workbook · UK · GBP
Excel workbook · EUR
Excel workbook · AUD
Excel workbook · CAD
Excel workbook · INR
Excel workbook · Polski (PL)

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Works inExcel Google Sheets

✓Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)

✓Light + Dark · USD GBP EUR AUD CAD INR · PLN pricing · EN PL — every edition in one download

✓Free updates forever · 14-day refund

Part of the Complete Collection — 119 workbooks, every edition, future releases, $99.

The first weekend of the month page

What the file tells you every month

Every FIRE calculator gives you a date once. This one gives you the date every month — and shows exactly how much each lever (save more, spend less, lower returns) moves it. Then it checks whether the spending you plan to retire on is the spending you actually live on.

01 · verdictSavings rate — did the future get paid

02 · verdictProgress — is the date getting closer

03 · verdictSpending — is the FI number honest

Sheets in the workbook

✓Monthly · the ritual page

✓Log · one row a month: invested, cash, debts, income, spending

✓Milestones · Coast, Lean, FI, Fat + what moves the date

✓Projection · year by year to FI in today's money

How it works

1Set four assumptions — retirement spending, withdrawal rate, real return, target savings rate

2Log five numbers a month — net worth, savings rate and FI progress calculate

3Open on the first weekend — years to FI, three verdicts, three tasks — twenty minutes

Who it is for

Anyone on the path to financial independence who logs their net worth and wants the date to mean something.

Dark edition included

Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay and Google Pay. Prices in PLN, EUR or USD; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to [email protected].

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FIRE Countdown Ritual

What the file tells you every month

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